Fiscal.ai Review 2026 (Formerly FinChat): AI Stock Research and Data
VerifiedFiscal.ai is an AI stock research platform offering a Terminal, a financial Data Feed API and MCP connectors, all with source-linked data.
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This review covers the AI stock research platform formerly known as FinChat. It combines institutional-grade financial data, analytics, and conversational AI for investors and institutions. For more options, see our list of AI finance and trading tools.
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Quick Summary
Overall Rating 4.5/5 Best For The platform serves individual investors, analysts, and platforms that need auditable financial data. Pricing Prices not published; 7-day free trial on Terminal and MCP; API via sales Free Plan 7-day free trial (Terminal and MCP) Ease of Use 4.2/5
What Is Fiscal.ai and How It Works
It is an all-in-one investment research platform that combines institutional-grade financial data, analytics, and conversational AI. It was previously called FinChat, and finchat.io now redirects to fiscal.ai. The platform offers three products: a Terminal for research, a Data Feed API for institutions and platforms, and MCP Connectors that bring financial data into AI tools. Fiscal.ai says its agentic pipeline ingests, parses, validates, and publishes data within minutes of an earnings filing, with human analyst verification and every number auditable to source. Its customers include Perplexity, Kalshi, and Aiera, according to quotes on its site. To understand what is Fiscal.ai, think of it as a data and research tool rather than a broker.
Who Uses Fiscal.ai, Including Former FinChat Users
The platform serves individual investors, analysts, and platforms that need auditable financial data. Its users range from fundamental researchers to fintech teams building with a data feed API.
- Individual Investors Investors doing fundamental stock research can use the Terminal to review financials, segments, and filings. They can trace every figure to its source filing.
- Analysts Analysts who need source-linked financial data can use it to audit numbers and access estimates, transcripts, and ownership data. The platform provides click-through auditability for each figure.
- Platforms and Fintech Teams Platforms and fintech teams can use the Data Feed API to power their products with financial data. The API is aimed at platforms and institutions.
- AI Assistant Users People using AI assistants that support MCP can connect the platform's data through MCP Connectors. This brings accurate financial data into their AI tools.
Fiscal.ai Features
Fiscal.ai Terminal
The Terminal is an all-in-one research platform for stock research. It includes financial statements, ratios, segments, KPIs, estimates, transcripts, and ownership data. Every figure is auditable to its source filing.
Fiscal.ai API
The Data Feed API powers institutions and investing platforms with financial data. It is sold via "Get Started" or sales, and pricing is not published. For comparison, see our review of Kensho.
MCP Connectors
MCP Connectors connect financial data into AI tools that support MCP, such as AI assistants. This lets users query the platform's data directly within their AI workflows. A 7-day free trial is available on signup.
Financials and KPIs
The tool covers income statements, balance sheets, cash flow, and derived ratios. It also includes company-specific segments, geographies, KPIs, and adjusted metrics. Source-to-filing click-through auditability is provided for every figure.
Estimates and Fund Letters
The platform includes estimates and guidance, investor-relations transcripts and slides, and fund letters from 750+ prominent investors (Fiscal.ai's figure). It also provides institutional holdings and insider transactions.
News Feed and Ownership Data
A news feed is tagged by event type and importance. The platform also provides institutional holdings and insider transactions. Stock quotes are 15-minute delayed, with end-of-day history. FinChat AI users can access this data within the tool.
Fiscal.ai Pricing and Free Trial
Fiscal.ai does not publish plan prices on its public pricing page; you confirm the cost on signup or with sales. The Terminal and MCP Connectors each include a 7-day free trial on signup. The Data Feed API is sold through a "Get Started" sales process. Check fiscal.ai/pricing for the current trial terms and contact sales for API pricing. For more on Fiscal.ai pricing, see the signup page.
| Plan | Price | What You Get |
|---|---|---|
| Terminal | Not published (7-day free trial) | All-in-one research platform with source-linked financial data |
| MCP Connectors | Not published (7-day free trial) | Financial data connected into AI tools that support MCP |
| Data Feed API | Through sales | Data feed for institutions and investing platforms |
Checked on fiscal.ai/pricing in November 2026; plan prices are confirmed on signup or with sales.
Strengths and Limitations
- Auditable dataEvery figure links back to the source filing with image, PDF, and URL click-through. This makes verification straightforward for analysts and compliance teams.
- Broad data coverageThe platform covers financials and ratios, company-specific segments, geographies, KPIs, adjusted metrics, raw filings, estimates, transcripts, slides, institutional holdings, insider transactions, and fund letters from 750+ investors. It also provides 15-minute delayed quotes and end-of-day history.
- Fast pipelineThe tool says its agentic pipeline ingests, parses, validates, and publishes data within minutes of an earnings filing, with human analyst verification. Every number remains auditable to source.
- Flexible deliveryThe same data is available through the Terminal, the Data Feed API for institutions and platforms, and MCP Connectors for AI tools that support MCP. Security is backed by SOC 2 Type II.
- Unpublished pricesPlan prices are not shown on the public pricing page. You must sign up or contact sales to confirm what you will pay.
- Delayed quotesStock quotes are 15-minute delayed, not real time. End-of-day history is available, but intraday trading decisions need another source.
- Not a brokerIt is a data and research tool, not a broker. You cannot execute trades or manage accounts through it.
- API for institutionsThe Data Feed API is aimed at platforms and institutions, not individual users. Access goes through a sales process rather than self-serve checkout.
Fiscal.ai Stock Research: Four Practical Workflows
Research segments before earnings
Pull company-specific segments, geographies, and KPIs alongside adjusted metrics to see what drives the business. Pair this with broader AI finance and trading tools when you need to compare setups across names.
Audit figures to filings
Click any number to open the source filing image, PDF, or URL and confirm the exact figure. This supports review work where every input must be traceable.
Feed data into investing apps
Use the Data Feed API to bring financials, ratios, estimates, and holdings into an investing platform or internal dashboard. The API is built for institutions and platforms that need consistent, auditable data.
Connect data to AI assistants
MCP Connectors link Fiscal.ai data into AI tools that support MCP, so an assistant can answer financial questions with source-backed figures. This reduces manual copying and keeps the assistant tied to auditable data.
How to Start With Fiscal.ai
Go to fiscal.ai and choose the product you need: Terminal, Data Feed API, or MCP Connectors.
Start the 7-day free trial for the Terminal or MCP on signup.
For the API, use "Get Started" to contact sales and discuss access.
Open the Terminal and search for a company to review its filings and metrics.
Confirm pricing and plan details on signup or with sales before the trial ends.
Is Fiscal.ai Worth It?
Fiscal.ai earns a 4.5/5 rating for source-auditable data, broad coverage, and fast publishing after filings, with ease of use at 4.2/5. The main drawbacks are unpublished prices, 15-minute delayed quotes, and the fact that it is not a broker. For analysts and teams that need traceable financial data, it is worth a trial, especially if you also review our list of AI tools for finance professionals. To answer is Fiscal.ai free: there is a 7-day free trial, but plan prices are not published.
Fiscal.ai vs AlphaSense, Kavout and Tickeron
Fiscal.ai focuses on auditable financial data and conversational AI for stock research. The other tools offer different strengths, from document search to pattern detection.
Fiscal.ai vs AlphaSense
Fiscal.ai provides institutional-grade financial data with source-to-filing auditability and conversational AI. AlphaSense is known for AI search across market research documents and filings. Fiscal.ai emphasizes structured financials and audit trails, while AlphaSense focuses on document search.
Fiscal.ai vs Kavout
Fiscal.ai offers an all-in-one research terminal with detailed financial data and API access. Kavout provides AI research agents and stock screeners. Fiscal.ai includes source-to-filing auditability, while Kavout focuses on AI-driven stock screening.
Fiscal.ai vs Tickeron
Fiscal.ai delivers institutional-grade data and conversational AI for fundamental research. Tickeron specializes in AI stock pattern detection and trade ideas. Fiscal.ai emphasizes data auditability and API access, while Tickeron focuses on pattern-based signals.
Frequently Asked Questions
What is Fiscal.ai?
Fiscal.ai is an AI stock research platform and financial data provider. It combines institutional-grade financial data, analytics, and conversational AI, and was formerly called FinChat.
Is FinChat now Fiscal.ai?
Yes, FinChat is now Fiscal.ai. The domain finchat.io redirects to fiscal.ai, and the product has been rebranded.
Is Fiscal.ai free?
Fiscal.ai offers a 7-day free trial for Terminal and MCP on signup. The API is sold via sales, and plan prices are not published on the public pricing page.
How much does Fiscal.ai cost?
Fiscal.ai does not publish plan prices on its public pricing page. You need to confirm pricing on signup or with sales.
Does Fiscal.ai have an API?
Yes, Fiscal.ai offers a Data Feed API that powers institutions and investing platforms. The API is sold via "Get Started"/sales.
Key Takeaways
- Fiscal.ai provides institutional-grade financial data with source-to-filing auditability for every figure.
- The platform includes a Terminal, Data Feed API, and MCP Connectors for AI tools.
- Stock quotes are 15-minute delayed, not real time, and prices are not published.
- For personal finance, see these AI personal finance tools.
Fiscal.ai Alternatives
- AlphaSense offers AI search across market research documents on its platform.
- Kavout provides AI research agents and stock screeners on its platform.
- Magnifi is an AI investing assistant linked to brokerage accounts on its platform.
- Tickeron specializes in AI stock pattern detection and trade ideas on its platform.
For broader finance needs, explore these AI finance management tools.
Bottom Line: Fiscal.ai is a strong choice for investors who need auditable financial data and conversational AI in one platform. Its source-to-filing click-through and API access set it apart, though prices are not published and quotes are 15-minute delayed.
Last Reviewed: November 2026
Key Features
Fiscal.Ai Terminal
Fiscal.Ai Api
Mcp Connectors
Financials And Kpis
Estimates And Fund Letters
News Feed And Ownership Data
Use Cases
Research segments before earnings
Audit figures to filings
Feed data into investing apps
Connect data to AI assistants
Pros & Cons
Pros
- Auditable data
- Broad data coverage
- Fast pipeline
- Flexible delivery
Cons
- Unpublished prices
- Delayed quotes
- Not a broker
- API for institutions
Quick Answers
Is FinChat now Fiscal.ai?
Yes, FinChat is now Fiscal.ai. The domain finchat.io redirects to fiscal.ai.
Is Fiscal.ai free to use?
Fiscal.ai offers a 7-day free trial for Terminal and MCP on signup. The API is sold via sales, and plan prices are not published.
What data does Fiscal.ai cover?
Fiscal.ai covers financials and ratios, segments, KPIs, adjusted metrics, raw filings, delayed quotes, news, holdings, insider transactions, estimates, transcripts, and fund letters.
Fiscal.ai
💰 AI Finance & Trading Tools
Pricing Plans
1st Free Subscription
Various plans available
Terminal
Not published (7-day free trial)All-in-one research platform with source-linked financial data
MCP Connectors
Not published (7-day free trial)Financial data connected into AI tools that support MCP
Data Feed API
Through salesData feed for institutions and investing platforms