Mobile Credits: DePIN Payment Processor with AI for Web3 & Metaverse

Accept Instant Payments Anywhere

Connect Credit Chip to accept instant payments using NFC, QR code, URL, email, Link in Bio, newsletters and more. Create a personal QR code for shoppable videos to deliver a live commerce experience, or print it on business cards, flyers, stickers, posters or a billboard for instant checkouts with PINless authentication. A Code•X Ring is required for in-person payments (sold separately).

Monetize anything, anywhere, anytime with instant checkouts across physical and digital channels.

Create a Free Mobile ID

Easily set up your account and create your own Mobile ID to make a professional first impression. The Mobile ID includes a professional vCard for business, products and services, a social Link in Bio, CV and portfolio listing, testimonials, and unlimited social channels to generate more traffic.

Build a professional presence and the only social Link in Bio you'll ever need.

Web3 mPOS Terminal on Any Mobile Device

Accept instant payments on any mobile device in any ecosystem (iOS & Android). Choose between CeFi (Centralized iOS & Android + Credit & Debit add-ons) and DeFi (Decentralized iOS & Android + Cryptocurrency add-ons) for instant payments.

Run point-of-sale payments from any mobile device across centralized or decentralized ecosystems.

Powered & Secured by AI

Experience how AI offers new interactive ways to get paid, helps prevent fraud and increases conversion rates. Run all your business and payments in one place with AI security.

Reduce fraud risk and improve payment conversion with AI-powered security.

Instant Cross-Border Payments Worldwide

Interact 24/7 with anyone on the Blockchain, Web3 & Metaverse to accept instant payments. Connect to 1000+ apps and services across the Blockchain, Web3 & Metaverse digital ecosystems, and send & receive transactions on layer-1 and layer-2 networks.

Reach global customers and counterparties around the clock with 24/7 financial freedom.

Top-Up, Withdrawals & 0% Transfer Fees

Once your Mobile Credits wallet is loaded there are many ways to use it. Withdrawals are paid out to your bank account according to your payout schedule. Free, instant payments are available between Mobile Credits wallet users with 0% transfer fees.

Move money in and out easily while sending free instant payments between wallet users.

• Broad payment acceptance methodsThe site states you can accept instant payments using NFC, QR code, URL, email, Link in Bio, newsletters, and more, including personal QR codes for shoppable videos and printed materials like business cards, flyers, stickers, posters, or billboards.
• Cross-platform mobile supportCredit Chip is listed as available on iOS and Android, with both centralized (Credit & Debit add-ons) and decentralized (Cryptocurrency add-ons) options.
• Free transfers between wallet usersThe site advertises 0% transfer fees for free, instant payments between Mobile Credits wallet users.
• Tiered plans for different scalesPricing includes Social (Free), Creator (9.00/monthly, 99.00/yearly, 999.00 lifetime), Web3 (19.00/monthly, 199.00/yearly, 1,999.00 lifetime), and Enterprise (199.00/monthly, 1,999.00/yearly, 19,990.00 lifetime) with increasing Mobile ID limits.

• Hardware requirement for in-person paymentsThe site notes that a Code•X Ring is required for in-person payments and is sold separately, which is an additional cost not included in the listed plans.
• Unverified user and currency countsThe site displays 'Active Mobile Users 0 M+' and 'Currencies, Coins & Tokens 0 +' with placeholder zeros, and claims 'Join 10M+ Web3 users' and '+8.000.000.000 Opportunities' without supporting evidence on the page.
• Limited detail on AI security and complianceThe site states payments are 'Powered & Secured by AI' and mentions 'enhanced trust, compliance, and governance,' but provides no specific certifications, standards, or technical details to substantiate these claims.
• Third-party wallet and network referencesThe site mentions sending and receiving transactions on layer-1 and layer-2 networks and references MetaMask, AirGap Vault, and Keysto, but does not clarify the exact nature or depth of these integrations.

Web3 mPOS Terminal for In-Person Payments

Turn any mobile device into a point-of-sale terminal using NFC, QR code, URL, email, or link in bio. The site notes that a Code•X Ring is required for in-person payments (sold separately). Accept instant payments with PINless authentication and print your QR code on business cards, flyers, stickers, posters, or a billboard for instant checkouts.

Live Commerce & Shoppable Videos

Create a personal QR code for shoppable videos to deliver a live commerce experience. List any business, products, and services to gain more customers and sales, and monetize anything, anywhere, anytime across the Blockchain, Web3, and Metaverse digital ecosystems.

Cross-Border P2P and C2B Payments

Interact 24/7 with anyone on the Blockchain, Web3, and Metaverse to accept instant payments. The platform supports transaction types including P2P, C2B, C2G, G2C, B2C, B2B, B2G, and A2A, with 0% transfer fees between Mobile Credits wallet users. For teams managing crypto treasury alongside traditional books, tools likeBeancount.io can complement the accounting side.

Business Identity & Social Link in Bio

Create a free Mobile ID for business, products, and services — described as the only social link in bio you'll ever need. Build a professional vCard, list your CV and portfolio, display client testimonials, and add unlimited social media and other platform links to generate more traffic. If you also run a traditional business bank account,Brex is a related tool worth comparing for corporate spend.

To get started, visit the official Credit Chip website and create an account.