AI-Powered Cash Flow Forecasting with Rolling Projections

Cashflowy connects to your bank accounts, accounting software, and billing systems to build a live financial model. The AI engine identifies seasonal patterns, payment cycles, and expense trends to project cash positions 30, 60, and 90 days out. Forecasts update automatically as new transactions come in, eliminating manual spreadsheet updates.

Business outcome: Finance teams get accurate, always-current cash forecasts that support better liquidity management and reduce the risk of shortfalls.

Unlimited Scenario Modeling for Strategic Planning

Create multiple what-if scenarios — revenue decline, delayed receivables, new hire ramp, or capital infusion — and compare them side by side. Each scenario adjusts the forecast in real time, showing impact on cash balance, runway, and key metrics. Scenarios can be shared with stakeholders for collaborative decision-making.

Business outcome: Leadership teams can stress-test financial assumptions and make data-backed strategic decisions without complex spreadsheet modeling.

Real-Time Financial Dashboards for Leadership Visibility

The platform offers customizable dashboards that display actuals vs. budget, cash position, burn rate, AR/AP aging, and forecast accuracy. Dashboards can be filtered by entity, department, or project, giving each stakeholder a tailored view. Data refreshes automatically from connected sources.

Business outcome: Executives and board members gain instant visibility into financial health without waiting for month-end reports.

Deep Integrations with Banks, Accounting, and CRM Platforms

Cashflowy connects to over 50 financial data sources including QuickBooks, Xero, Stripe, Shopify, and major banks via Plaid. This automated data ingestion eliminates manual data entry and ensures forecasts are built on complete, accurate information. Integration setup typically takes minutes, not days.

Business outcome: Finance teams eliminate data silos and reduce reconciliation time, freeing capacity for analysis and planning.

Automated Board and Investor Reporting Packets

Generate polished board reports, investor updates, and lender packages directly from the platform. Reports include cash flow statements, variance analysis, forecast vs. actuals, and key metric trends. Reports can be scheduled for automatic delivery via email or shared as a live link.

Business outcome: Finance leaders reduce the time spent preparing recurring reports by up to 80%, while improving data accuracy and consistency.

Collaborative Planning with Role-Based Access Controls

Invite team members, department heads, and external advisors with granular permissions. Multiple users can contribute to budgets, comment on scenarios, and annotate forecasts. An audit trail tracks all changes, ensuring accountability in the planning process.

Business outcome: Cross-functional teams collaborate on financial planning in a single source of truth, reducing version control issues and email ping-pong.

• Forecast accuracy improves over timeThe AI model learns from your data patterns and payment behaviors, producing increasingly accurate projections as more data flows through the system.
• Fast time-to-value for non-technical teamsSetup takes under an hour — connect your bank and accounting tools, and the first forecast is generated automatically without manual configuration.
• Scenario modeling is genuinely useful for strategic decisionsThe ability to create and compare unlimited what-if scenarios makes it a practical tool for fundraising, hiring plans, and M&A evaluation.
• Strong integration ecosystem for a mid-market toolWith 50+ pre-built connectors including niche platforms like Shopify and Stripe, Cashflowy fits into most modern tech stacks without custom development.

• Not a full accounting or ERP systemCashflowy focuses on forecasting and FP&A — it does not replace your general ledger, invoicing, or payroll systems.
• Free plan is very limitedThe free tier restricts you to one user and one bank connection, making it more of a demo than a usable tool for most businesses.
• Learning curve for advanced scenario buildingWhile basic forecasts are automatic, creating complex multi-variable scenarios requires understanding of financial modeling concepts.
• Professional RealityCashflowy is best suited for businesses with at least 12 months of transaction history — newer companies with sparse data will see less accurate forecasts and should consider simpler planning tools.

SaaS startups managing burn rate and runway

Founders and CFOs at SaaS companies use Cashflowy to connect Stripe, bank accounts, and payroll data. The platform automatically tracks MRR, churn impact, and burn rate, providing a rolling 90-day runway forecast. Scenario modeling helps evaluate hiring plans and pricing changes before committing resources.

Mid-market retailers planning seasonal inventory

Retail finance teams connect their POS systems, supplier payment schedules, and bank accounts. Cashflowy identifies seasonal cash flow patterns and helps plan inventory purchases, staffing levels, and marketing spend around peak periods without overextending liquidity.

Professional services firms tracking project profitability

Consulting and agency CFOs use Cashflowy to consolidate revenue from multiple project streams, track expenses by engagement, and forecast cash positions based on contracted vs. pipeline work. The platform helps determine when to hire and how to price new projects.

Accounting firms offering advisory services

Forward-thinking accounting firms use Cashflowy to provide clients with forward-looking cash flow projections and scenario planning. The multi-client dashboard lets firms manage multiple businesses from one account, delivering higher-value advisory services beyond compliance.

Sign up for a free account at cashflowy.ai — no credit card required for the free plan or 14-day trial.

Connect your primary business bank account via Plaid and your accounting platform (QuickBooks, Xero, etc.).

Review the automatically generated 90-day cash flow forecast — the AI model begins learning from your transaction history immediately.

Create your first what-if scenario (e.g., 'revenue down 15%') and share the dashboard with your leadership team via a shareable link.