Git-Native Version Control

Every financial change is a Git commit with full history. Branch to test scenarios, merge team changes, and roll back mistakes instantly. Your books deserve the same version control as your code.

Full audit trail and instant rollback for your finances.

AI-Assisted Bookkeeping

Automate transaction categorization, detect anomalies, and get smart suggestions—all with AI. Focus on decisions, not data entry.

Save time on data entry and catch errors automatically.

Scriptable Workflows

Write custom scripts to automate reconciliations, generate reports, or trigger alerts. Accounting that adapts to your logic.

Tailor the platform to your exact workflow.

Transparent & Auditable

Plain-text files mean every transaction is reviewable, version-controlled, and easy to audit—no black boxes or vendor lock-in.

Complete transparency and no lock-in.

Real-Time Analytics

Instantly visualize cash flow, spot trends, and build custom dashboards. Your data, your queries, your insights.

Make data-driven decisions with live dashboards.

Import From Anywhere

Bring your history from Mint, QuickBooks, or any bank CSV. Beancount's importers turn statements into clean, double-entry transactions—so nothing stays locked in a proprietary format.

Seamless migration from other tools.

• Plain-text, Git-native accountingBeancount.io is built on the open-source Beancount language, offering plain-text, double-entry accounting that you can version with Git, automate with scripts, and audit line-by-line. Every financial change is a Git commit with full history, allowing you to branch, merge, and roll back safely.
• AI-assisted bookkeeping and insightsThe platform includes an AI Assistant that can answer questions about cash flow, runway, and trends, plus AI-powered transaction categorization, anomaly detection, and smart suggestions. It also offers Smart Import to turn statements and exports into reviewed entries, and Hosted Fava for zero-setup reporting dashboards.
• Transparent and auditable with no lock-inYour data is stored in plain-text files that are fully reviewable and exportable anytime. The service encrypts data in transit and at rest, and you can import history from Mint, QuickBooks, or any bank CSV, OFX, or QIF. There is no proprietary format lock-in.
• Flexible plans with a free tierBeancount.io offers a free open-source plan ($0/mo) with one ledger, one collaborator, and 1,000 ledger entries. Paid plans start at $14.99/mo for Premium Personal Finance, with higher tiers for growth, multi-entity, and enterprise needs. No credit card is required to start free.

• Pricing details and plan limitsThe pricing page lists specific plans: Free ($0/mo), Premium ($14.99/mo or $8.33/mo billed annually), Growth ($99.99/mo or $79.99/mo billed annually), Organization ($499.99/mo or $399.99/mo billed annually), and Enterprise (custom). Each plan has defined limits on ledgers, collaborators, ledger entries, and AI CFO tokens. Verify current pricing on the site before making claims.
• AI CFO tokens and feature availabilityAI CFO tokens are included per plan (e.g., 20K on Free, 500K on Premium, 2M on Growth, 10M on Organization, Unlimited on Enterprise). However, the exact features included in each plan (like advanced automation, multi-entity consolidation, OIDC SSO) are listed in a comparison table; confirm which features are available on your chosen plan.
• Bank sync and import formatsThe site states that beancount.io can sync many banks directly and that importers handle CSV, OFX, or QIF. However, it does not list specific supported banks or guarantee that all banks are supported. Users should check the Help Center for the current list of supported banks and import methods.
• Public ledgers and reviewsThe homepage shows 16 public company ledgers, 91 fiscal periods, and 28 earnings analyses, with examples like NVIDIA and Airbnb. It also displays a Google Play review rating of 4.3 from 18 reviews. These are specific claims from the site; do not extrapolate beyond what is shown.

Git-Native Version Control

Every financial change is a Git commit with full history. Branch to test scenarios, merge team changes, and roll back mistakes instantly. Your books deserve the same version control as your code.

AI-Assisted Bookkeeping

Automate transaction categorization, detect anomalies, and get smart suggestions—all with AI. Focus on decisions, not data entry.

Scriptable Workflows

Write custom scripts to automate reconciliations, generate reports, or trigger alerts. Accounting that adapts to your logic.

Import From Anywhere

Bring your history from Mint, QuickBooks, or any bank CSV. Beancount's importers turn statements into clean, double-entry transactions—so nothing stays locked in a proprietary format.

Install Beancount via pip and create a new .beancount file.

Define your chart of accounts and import opening balances.

Configure posting rules or use community plug‑ins for bank statement imports.

Run the ledger to generate trial balances and export reports to CSV or JSON.